Terms of Service

Acceptance

By using Salary Budget Planner (salarybudgetplanner.com), you agree to these terms. If you do not agree, please do not use the tool.

The Service

Salary Budget Planner is a free, browser-based tool that helps salaried professionals create annual budget plans and download them as Excel files. The tool is provided "as is" without warranties of any kind.

Not Financial Advice

This tool provides budget calculations and estimates for informational purposes only. It is not a substitute for professional financial advice. Tax estimates are approximations based on simplified bracket calculations and may not reflect your actual tax liability. Always consult a qualified financial advisor or tax professional for decisions affecting your finances.

Accuracy

While we strive for accuracy in calculations, we do not guarantee that results are error-free. Tax rates, contribution limits, and other financial figures may change. You are responsible for verifying all calculations against your actual payslip and financial records.

Your Data

All data you enter remains in your browser and is not collected or stored by us. See our Privacy Policy for details.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising from the use of this tool, including but not limited to financial losses based on calculations or estimates provided.

Changes

We may update these terms from time to time. Continued use of the tool after changes constitutes acceptance of the updated terms.

Contact

Questions about these terms can be directed to our contact page.