Privacy Policy

Summary

Your data never leaves your browser. We do not collect, store, or transmit any personal or financial information. There is no server-side processing, no database, and no user accounts.

Data Processing

All salary calculations, budget analysis, and Excel file generation happen entirely in your browser using client-side JavaScript. When you enter your salary, expenses, and goals, that data exists only in your browser's memory for the duration of your session. When you close or refresh the page, the data is gone.

Cookies & Tracking

This website does not use cookies for tracking purposes. We do not use analytics services that track individual users. No personal identifiers are collected or stored.

Third-Party Services

The site loads fonts from Google Fonts and the SheetJS library from a CDN (Cloudflare). These services may log standard web request data (IP address, browser type) as part of their normal operations. We have no access to or control over this data.

Excel Downloads

The Excel file you download is generated entirely in your browser. The file is created locally and saved directly to your device. No copy is sent to any server.

Children's Privacy

This tool is intended for adults managing personal finances. We do not knowingly collect information from children under 13.

Changes to This Policy

If we change this privacy policy, the updated version will be posted on this page with a revised date. Since we don't collect any data, meaningful changes are unlikely.

Contact

If you have questions about this privacy policy, please visit our contact page.